This is good advice.
Your first time out, don't drain the bank account on crazy-expensive options throughout. I'm talking things like AAA flame maple neck and body with binding on both, plus expensive inlays, etc. Instead keep those things simple or forego them entirely. Just get a solid color, no binding, no figured woods. Keep the frills to a minimum. Or, if you absolutely want that stuff, buy the parts and let someone with more experience build it.
The truth is, most of the things that make a guitar or bass perfect for you are "invisible". Those are the things to focus on: