Hey, guys, I remember Eric (from Warmoth) talking about this one time, and one option that he mentioned that I had been unaware of until that point was that you can ask your friendly sales guy to go ahead and charge your account right then at the time of ordering, instead of waiting until they ship. I will do this in the future since I never order until I have the money, but I too ride my bank account like something of a rollercoaster. I'm always fairly certain I know what's in there, but some sneaky stuff is always sure to pop up right when I don't need it!